Frjáls verslun - 01.07.2012, Side 19

Accredited Body: DQS GmbH, August-Schanz-Straße 21, 60433 Frankfurt am Main

CERTIFICATE
This is to certify that the

Sparnaður ehf.

Holtasmári 1
201 Kópavogur
Ísland
has implemented and maintains a Quality Management System.
Scope:
Engaged as an insurance company representative.
Client-tailored consulting and other services in pension and insurance matters.

Through an audit, documented in a report, it was verified that the management system
fulfills the requirements of the following standard:

ISO 9001 : 2008

Certificate registration no.
Excerpt from Certificate Registration No.
Date of certification
Valid until
501573 QM08
495412 QM08
2011-12-27
2014-12-26
DQS GmbH

Michael Drechsel
Managing Director